Expat Mortgages

If you are a British Expat or Non UK National living or working abroad and are looking to purchase property in the UK, Expatriates.co.uk are here to help you find the right finance package. With a network of specialist mortgage lenders and packagers, we are able to put you in touch with FCA regulated firms who can provide you with the advice you need.

All the partner firms on our Expat mortgage panel are fully regulated and authorised by the Financial Conduct Authority (FCA), so you can be sure they are all suitably qualified to provide what you need.

To make a no-obligation enquiry, please complete the form and one of our processing team will then be in touch to clarify exactly what you need and get the most suitable specialist firm from our panel to guide you through the range of mortgage products that are available. They will provide you with detailed illustrations showing you the costs and payments of each option, as well as answering all the questions you may have.

Typical Mortgage Rates for Expats

Below are examples of some of the most attainable Expat Mortgage Rates that are currently available, subject to status.

2 year fixed mortgage 1.64%

  • Max LTV – 80%
  • Minimum Loan Size – £10,000
  • Maximum loan size – £1,000,000
  • Minimum Property Value – £50,000
  • Product Fees – Yes
  • Overall cost comparison – 3.93% APRC

5 year fixed mortgage 1.82%

  • Max LTV – 60%
  • Minimum Loan Size – £10,000
  • Maximum loan size – £5,000,000
  • Minimum Property Value – £50,000
  • Product Fees – Yes
  • Overall cost comparison – 3.46% APRC

3 year fixed mortgage 1.66%

  • Max LTV – 60%
  • Minimum Loan Size – £10,000
  • Maximum loan size – £5,000,000
  • Minimum Property Value – £50,000
  • Product Fees – Yes
  • Overall cost comparison – 3.76% APRC

2 year fixed mortgage 1.54%

  • Max LTV – 75%
  • Minimum Loan Size – £10,000
  • Maximum loan size – £2,000,000
  • Minimum Property Value – £50,000
  • Product Fees – Yes
  • Overall cost comparison – 3.91% APRC

2 year fixed mortgage 1.49%

  • Max LTV – 70%
  • Minimum Loan Size – £10,000
  • Maximum loan size – £3,000,000
  • Minimum Property Value – £50,000
  • Product Fees – Yes
  • Overall cost comparison – 3.94% APRC

2 year tracker mortgage 1.49%

  • Max LTV – 60%
  • Minimum Loan Size – £10,000
  • Maximum loan size – £5,000,000
  • Minimum Property Value – £50,000
  • Product Fees – Yes
  • Overall cost comparison – 3.88% APRC

10 year fixed mortgage 2.49%

  • Max LTV – 60%
  • Minimum Loan Size – £10,000
  • Maximum loan size – £5,000,000
  • Minimum Property Value – £50,000
  • Product Fees – Yes
  • Overall cost comparison – 3.11% APRC

10 year fixed mortgage 2.99%

  • Max LTV – 80%
  • Minimum Loan Size – £10,000
  • Maximum loan size – £1,000,000
  • Minimum Property Value – £50,000
  • Product Fees – Yes
  • Overall cost comparison – 3.46% APRC

Mortgage Repayment Calculator

Use our free mortgage calculator to easily estimate your monthly payment. See which type of mortgage is right for you and how much house you can afford.

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Mortgage Enquiry Form