Expat Buy-to-Let mortgage rates
The following rates were correct on 6 February 2018. Although we have shown rates between 60% and 75% LTV, expat mortgages are available to 95% LTV, depending on your status. We have avoided publishing the best rates on the market as for the vast majority of UK Expats, they would be unlikely to be obtained. The rates shown are more consistent with the current market realities.
2 year fixed mortgage 1.64%
- Max LTV – 80%
- Minimum Loan Size – £10,000
- Maximum loan size – £1,000,000
- Minimum Property Value – £50,000
- Product Fees – Yes
- Overall cost comparison – 3.93% APRC
5 year fixed mortgage 1.82%
- Max LTV – 60%
- Minimum Loan Size – £10,000
- Maximum loan size – £5,000,000
- Minimum Property Value – £50,000
- Product Fees – Yes
- Overall cost comparison – 3.46% APRC
3 year fixed mortgage 1.66%
- Max LTV – 60%
- Minimum Loan Size – £10,000
- Maximum loan size – £5,000,000
- Minimum Property Value – £50,000
- Product Fees – Yes
- Overall cost comparison – 3.76% APRC
2 year fixed mortgage 1.54%
- Max LTV – 75%
- Minimum Loan Size – £10,000
- Maximum loan size – £2,000,000
- Minimum Property Value – £50,000
- Product Fees – Yes
- Overall cost comparison – 3.91% APRC
2 year fixed mortgage 1.49%
- Max LTV – 70%
- Minimum Loan Size – £10,000
- Maximum loan size – £3,000,000
- Minimum Property Value – £50,000
- Product Fees – Yes
- Overall cost comparison – 3.94% APRC
2 year tracker mortgage 1.49%
- Max LTV – 60%
- Minimum Loan Size – £10,000
- Maximum loan size – £5,000,000
- Minimum Property Value – £50,000
- Product Fees – Yes
- Overall cost comparison – 3.88% APRC
10 year fixed mortgage 2.49%
- Max LTV – 60%
- Minimum Loan Size – £10,000
- Maximum loan size – £5,000,000
- Minimum Property Value – £50,000
- Product Fees – Yes
- Overall cost comparison – 3.11% APRC
10 year fixed mortgage 2.99%
- Max LTV – 80%
- Minimum Loan Size – £10,000
- Maximum loan size – £1,000,000
- Minimum Property Value – £50,000
- Product Fees – Yes
- Overall cost comparison – 3.46% APRC
The availability within the UK of specific expat mortgage products will be subject to lending criteria and will vary between individuals. The mortgage rates above are therefore provided for general information and are not guaranteed.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Changes in the exchange rate may increase the sterling equivalent of your debt.
The FCA does not regulate some forms of buy to let mortgages.