Mortgages for Expats
Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect.Add to this the vast array of mortgage products available from a wide range of sources, and you are left with a high-stress, confusing decision.
Remortgages for Expats
When you remortgage your property, you are switching your mortgage arrangement to another deal with the same or another lender.Remortgages can be used for various purposes, however most people simply switch mortgage because it will work out cheaper for them then their current mortgage repayment.
Buy to Let Mortgages
A buy-to-let mortgage, also known as an investment mortgage, is designed for borrowers who want to buy a property to let out to a third party (e.g. tenants). The amount that the buy to let landlord receives in rent may be over and above the mortgage payments and will help to offset the management and maintenance costs of the property.
Bridging Loans
Bridging loans are usually seen as a temporary way to alleviate cash problems when outlaying large amounts of money and waiting for other sources of finance.Bridging loans can come in handy in all sorts of situations, whether buying a property, extending a property or buying a business.
Commercial Mortgages
A commercial mortgage is probably the best way to finance the purchase of buildings and land for business purposes, it provides the most flexible and affordable finance solution.Commercial mortgages are a specialist mortgage as the lender will typically have legal claim over the property until the whole loan has been repaid.
Mortgage Calculator
Whether you are a looking to buy or re-mortgage, it is important that you get a realistic indication of your maximum borrowing limit and your likely repayments. As interest rates can vary, you must be aware that your payments can go up and down over the term of the mortgage.
HMO Mortgages
HMO stands for houses in multiple occupancy and are often favoured by BTL landlords due to their ability to obtain higher rental on the property which in turn, increasers the potential yield. For more information on HMO Mortgages click on more information.
Limited Company Buy to Let Mortgages
UK Expats have viewed Buy to Let (BTL) investment in the UK as an ideal way to owning property and building their wealth. While it has been a very popular choice for UK expats, it has also been popular with the British public when they have found themselves with a bit of spare cash.
